Business Capital

Business Capital

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Financing Solutions

  • MCA Merchant Cash Advance
  • Business Term Loan
  • Business Line of Credit
  • Revenue-Based Financing
  • Equipment Financing
  • SBA Loans
  • Asset-Based Loan
  • Sub Debt
  • And Much More
Apply for Business Funding
  • Advisors Discussing Financial Plans
  • Financial Advisor Using a Calculator

Empowering Your Business for Financial Success

Are you looking for a loan or need help managing your business's financials? Real Talk Financials is your trusted partner for achieving commercial success in Stockton, CA.


We offer strategic business planning services to help you set achievable goals and develop a roadmap for success. Whether you need help meeting requirements for a loan, managing cash flow, planning your taxes, or planning financials for your business, you can count on us to set you on the right foot.

Business Loans

Securing a business loan or a credit line can be a crucial step in your business's growth and expansion. Our team of experts is here to coach and guide you through the process of selecting a financial institution and meeting all the requirements needed to obtain financing for your business. Take a look at our wide range of financing options for your business:

A small business loan is a valuable source of funding that helps entrepreneurs address financial challenges, seize opportunities, and invest in their businesses. These funds can be used for various purposes, including working capital, equipment, expansion, payroll, and other investments.

Asset-based lending is a form of business financing where the lender secures the agreement with collateral. The collateral assets for the lending are not limited to real estate. Other assets like receivables, inventory, purchase orders, and potentially equipment can also serve as collateral.


This type of lending can take the form of a loan or a line of credit. Unlike other financing options, asset-based lending allows businesses with low credit scores or no credit history to qualify.

SBA Loans

A Small Business Administration-backed loan helps businesses with working capital to achieve different goals such as expansion, equipment purchase or refurbishment, real estate acquisition, mortgage refinancing, and more. These loans are guaranteed by the SBA, a government branch dedicated to supporting small businesses.


SBA loans are highly desirable due to their lower interest rate and longer repayment term, allowing businesses to secure the funding they need while maintaining their cash flow.

A business line of credit provides the flexibility to access cash whenever you need it. This type of financing allows you to withdraw funds from your credit limit as required for any business purpose, and you only pay interest on the amount you use. As you repay your balance, more cash becomes available through the revolving line of credit. Unlike asset-based lending, a business line of credit enables you to maintain full ownership, profit, and control over your business.

No matter your industry, we specialize in securing the best business equipment financing deals. Whether you need equipment financing for medical, software, manufacturing, commerce, food service, automotive, and more, we are here to assist you.

Want to learn more? Contact us for more information about the requirements, benefits, and how to apply for a business loan.

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Business Funding Form

Business Form - Business Funding

Business Address

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Owner Information

Applying will not affect your credit score.

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